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But
if you have one question keeping you from signing up Today...
Let me answer that question right now.
Q.
I don't know what steps to take to do this on my own.
A. We do, we do it all day long for people
just like you, and we won't overlook any necessary steps.
Enroll here...
Q.
Can't I do this on my own and save $9 each month?
A.
Maybe, but what is your time worth? How long would it take you each time
to be protected? And, can you
protect yourself with a $1 Million Guarantee
if someone damages your credit, How much time will it take then? The
FTC says it is an average of 177 hours over two years, if you can clean
it up at all. Enroll here...
Q.
Can I get a discount if I pay for a whole year?
A.
Yes, you can save $21 each year, that's 17% off the monthly rate. Only
$99/yr, but only if you Enroll here...
Q.
Do my children need protecting, and is it cheaper?
A.
Yes, and the costs are less. Teens also are more susceptible to identity
theft because they are less
likely to check their credit card records and
may not even be aware of their credit record and its importance. Thieves
take advantage of the clean records and rack up charges, ruining
the victim’s credit score.
The victim does not find out until they are denied
a loan, or a collection agency starts calling. Enroll here...
Q.
Does Life Lock prevent my current credit card account from being used?
A.
No, but we prevent anyone other than yourself from opening lines of credit
from stolen identity. Enroll here...
Q.
How quick will I be covered?
A.
As soon as you sign up. Enroll here...
Q.
Who will represent me if my identity gets stolen?
A.
LifeLock will act as your attorney in all matters regarding your Identity
until the issue is favorably resolved.
Q.
What happens when I apply for credit?
A.
The creditor who is issuing the line of credit will notice that you have
a fraud alert placed on your account.
The issuing company has an obligation to call
you to verify it is you. The issuing company will ask you a
series of questions to validate it is you
making the request. Once the questions are answered correctly,
you will receive the credit for which you would
normally qualify. Enroll here...
Q.
Who calls me to let me know that someone is attempting to obtain credit
in my name?
A.
It will be the creditor who is issuing the line of credit. Enroll here...
Q.
Who needs this protection the most?
A.
Any individual who has a social security number and assets to lose should
be concerned with identity theft.
While we have heard people say they don't have anything
for them to take, criminals are better than you
at making major purchases with your information.
Enroll here...
Q.
What is the process if my information is taken while a customer?
A.
You should contact LifeLock immediately and we take care of the rest.
Enroll here...
Q.
Can LifeLock stop someone from removing money from my bank account?
A.
No, but the LifeLock guarantee will replace any funds the bank doesn't.
Enroll here...
Q.
If I lost my wallet and someone used my credit cards and drained my bank
account,
what would LifeLock do?
A.
After the bank and credit card companies do what they can, LifeLock will
reimburse you for the rest
of your losses. LifeLock can also work on your behalf
to oversee the process so you are not out any time.
Enroll here...
Q.
Is there anyone else that does what LifeLock does?
A.
There
are companies similar but no one has the experience, process or expertise.
No other company
provides a $1 million dollar guarantee. Enroll here...
Q.
What would you consider to be the two or three most important things a
consumer can do to protect his/her privacy?
A.
Set
fraud alerts! They expire every 90 days, so they will need to continually
renew them themselves or
sign-up for Lifelock at $10 per month and we not only
renew the alerts, we stop most pre-approved
credit card offers and junk mail, and we back it up
with a $1 million guarantee.
Check
your credit report every three to four months to look for fraudulent activity.
Shred
your mail and un-needed personal information. Enroll here...
Q.
What's the difference between fraud alerts and a credit freeze?
A.
A credit freeze locks down all of your personal information making it
impossible for anyone to open a line of
credit in your name, including you. There are
also fees involved with many credit freezes.
When you place a freeze, you pay a fee. From there
on, if you want to open any new line of credit
(loan, credit card, cell phone) the freeze must be lifted;
there will be a fee for that as well.
Currently
just 15 states that offer the credit freeze option, so if you are not
in one of them,
you cannot do this. Everyone can subscribe to
LifeLock. Enroll here...
Q.
What is the most important part of the LifeLock service?
A. The overall peace of mind you'll get when you know you are completely
protected from identity theft.
Life Lock leaves you feeling Confident,
like having a new set of
tires put on your car, and a complete security system installed
in your home. Enroll here...
Call
1-877-LifeLock (543-3562), mention code "neighbors"
for your Instant savings, Only $99/yr.
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