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Q.
Do children (my grandchildren) need protecting, and is it cheaper?
A.
Yes, Teens also are more susceptible to identity theft because they are
less likely to check their credit card records and
may not even be aware of their credit record and its importance.Thieves
take advantage of these clean records and rack
up charges, ruining the victim’s credit score. The victim does not
find out until they are denied a loan, a job,
insurance coverage or a collection agency starts calling because of the
fraudulent charges. Enroll here...
Q.
Does Life Lock prevent my current credit card account from being used?
A.
No, but we prevent anyone other than yourself from opening new lines of
credit from stolen identity. Enroll here...
Q.
How quick will I be covered?
A.
As soon as you sign up. Enroll here...
Q.
Who will represent me if my identity gets stolen?
A.
LifeLock will act as your attorney in all matters regarding your Identity
until the issue is favorably resolved.
Q.
What happens when I apply for credit?
A.
The creditor who is issuing the line of credit will notice that you have
a fraud alert placed on your account. The issuing
company has an obligation to call you to verify it is you. The issuing
company will ask you a series of questions to
validate it is you making the request. Once the questions are answered
correctly, the line of credit
you will receive the credit for which you
would normally qualify. Enroll here...
Q.
Who calls me to let me know that someone is attempting to obtain credit
in my name?
A.
It will be the creditor who is issuing the line of credit. Enroll
here...
Q.
Who needs this protection the most?
A.
Any individual who has a social security number and assets to lose should
be concerned with identity theft. While we have
heard people say they don't have anything for them to take, criminals
are better than you at making major purchases
with your information. Enroll here...
Q.
What is the process if my information is taken while a customer?
A.
You should contact LifeLock immediately and we take care of the rest.
Enroll here...
Q.
Can LifeLock stop someone from removing money from my bank account?
A.
No, but the LifeLock guarantee will replace any funds the bank doesn't.
Enroll here...
Q.
If I lost my wallet and someone used my credit cards and drained my bank
account,
what would LifeLock do?
A.
After the bank and credit card companies do what they can, LifeLock will
reimburse you for the rest of your losses. LifeLock
can also work on your behalf to oversee the process so you are not out
any time. Enroll here...
Q.
Is there anyone else that does what LifeLock does?
A.
There
are companies similar but no one has the experience, process or expertise.
No other company provides a $1 million dollar
guarantee. Enroll here...
Q.
What would you consider to be the two or three most important things a
consumer can do to protect his/her privacy?
A.
Set
fraud alerts! They expire every 90 days, so they will need to continually
renew them themselves or sign-up for Lifelock
at $10 per month and we not only renew the alerts, we stop most pre-approved
credit card offers and junk mail, and we back
it up with a $1 million guarantee.
Check
your credit report every three to four months to look for fraudulent activity.
Shred
your mail and un-needed personal information. Enroll
here...
Q.
What's the difference between fraud alerts and a credit freeze?
A.
A credit freeze locks down all of your personal information making it
impossible for anyone to open a line of credit in your
name, including you. There are also fees involved with many credit freezes.
When you place a freeze, you pay a fee. From there
on, if you want to open any new line of credit (loan, credit card, cell
phone) the freeze must be lifted; there will be
a fee for that as well.
Currently
just 15 states that offer the credit freeze option, so if you are not
in one of them, you cannot do this. Everyone can
subscribe to LifeLock. Enroll here...
Q.
What is the most important part of the LifeLock service?
A. The overall peace of mind you'll get when you know you are completely
protected from identity theft. Life
Lock leaves you feeling Confident,
like having a new set of
tires put on your car. Enroll
here...
Call
1-877-LifeLock (543-3562), mention code "solution"
for your Instant savings, Only $99/yr.
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